Avoid a common mistake by using our guide below. Most drivers make costly, long-term decision errors immediately following an accident as fear gives way to anger and frustration.
What's the first thing to do?
A calm and informed reaction to an accident will reduce your chances for additional grief and expense.
Get to Safety
Move your vehicle to a safe place.
Then stop and identify yourself to the other driver. (Some local statutes may require the vehicle be left as is.) If it can’t be moved, turn on the hazard lights.
Seek medical help.
If you or other parties require it.
Exchange information with the other driver(s), including driver’s license numbers.
Get the driver’s name, address, telephone numbers and name of insurance company. Also, list any passengers and witnesses.
Speak to the Police.
Tell them who you are, where you are, and explain any obvious or claimed injuries. When they arrive, get police names & badge numbers for your records.
Get contact information from any police officers who arrive at the scene. If there are injuries or extensive damage, the police should file a report. Ask to get a copy of the police report.
Don't rush to admit fault
Avoid any extensive discussions at the scene about who is responsible for damage.
If the other person admits responsibility, offers a money settlement and you accept, any future claim against the driver may be compromised. You or the other party may later find damage and bodily injury not apparent at first.
Take photos & notes
Write an accident description as soon as possible.
Include weather conditions, estimated speeds, and as much precise information as you can observe.
Capture footage of the location as well as plenty of images of the vehicles themselves.